How “Secrets Of The Millionaire Mind” Shattered My Old Money Beliefs

How "Secrets Of The Millionaire Mind" Shattered My Money Beliefs

I have one regret after completing Harv Eker’s The Spiritual Laws Of Money online course. It’s my failure to read through his best-selling book, Secrets Of The Millionaire Mind at least twice, before signing up.

Then again, I only realized the existence of this book after checking out Harv Eker’s website upon completing my course. But why the regret?

Simply because this book lays the foundation of this course and I believe his other programs as well. I would have been able to absorb and learn better from the online course had I read this book prior.

For the skeptical ones.

I know you’re probably tired of reading how-I-made-myself-millionaire books with nothing but theories and over-exaggerated stories.

Trust me, I am too.

I’ve been shying away from authors like Robert Kiyosaki (sorry Kiyosaki fans) and programs that do nothing except getting you to set goals and create vision boards again and again.

It simply doesn’t work.

Simply because they lacked the two important missing elements; taking massive action and changing your subconscious beliefs.

And that’s what the “Secret of the Millionaire Mind” is all about. It’s not your secret spellbook to make money fall from the sky, but a practical reading that explores your money beliefs and some useful action guide to address them.

If hearing the word ‘money‘ or ‘rich‘ triggers some negative emotions in you, then you really should spend some time reading the book. You may find that you are subconsciously pushing away opportunities of wealth that are right in front of you.

Reading “Secret Of A Millionaire Mind” Shattered These 5 Money Beliefs.

You probably came across some of these in other articles, and they may sound pretty logical to you. But understanding intellectually is very different from having these beliefs shattered and replaced with more conducive ones within yourself.

Of course, there are more to this book, but uprooting these 5 beliefs made a permanent and lasting change in me.

1. Giving Is Better Than Receiving

How "Secrets Of The Millionaire Mind" Shattered My Money Beliefs

I thought Harv Eker must be crazy when he was writing on this particular topic. After all, most of us are brought to believe that giving is nobler of the two. That’s the message our parents and teachers has been drumming into our brain during our childhood.

But he continues to explain that giving is NEITHER better nor worse than receiving and they are in fact both sides of the same coin.

Simply proclaiming that giving is better than receiving is just like saying that light is better than dark, or hot is better than cold.

But what’s worse is that having this belief stuck in your subconscious mind made you feel unworthy every time you are given an opportunity to receive.

And guess what, if you’re not willing to receive then the opportunities goes to the next person who’s more willing to do so. That’s how the universe work in an unbias way.

The next time you feel that life is short changing you, do a quick check if you’re still feeling that it’s better to give than receive.

2. Money Is Not Important

Love is. Friendship is. Happiness is.

That’s a common belief that we all have, right?

Well, they all are. Money is as important as love, friendship, family, happiness, or anything that’s high on your priority list now.

You obviously can’t pay your bills with love or laugh your way out of your debt. Being friends with the cashier doesn’t mean you get to shop for free.

When you say “money is not important”, you are subconsciously putting money at the bottom of your priority. When something is not important to you, do you think you’ll put as much effort in caring and managing them?

No. You won’t.

Think of what would happen when you say “relationship is not important“. You’ll forget anniversaries, neglect the feelings of your the other half and soon, you may find that you’ll be celebrating Valentine alone.

I know this is harsh, but we need to understand that money is an important tool that gives us more options in life and helping others.

3. Rich People Are Greedy, Corrupt, Dishonest and so on…

How "Secrets Of The Millionaire Mind" Shattered My Money Beliefs

But think about it. Crime rates are increasing in communities that are not doing so well financially. And to be fair, some of the rich and mighty are being nabbed for corrupt practices.

The fact is, you’ll find good and bad people irrespective of their income and net worth.

The biggest mistake we made is when we associate rich people to negative traits like greed, corruption, or stealing from the poor.

You can’t attract what you negate subconsciously. This subconscious belief will translate into actions that made your wealth acquiring process a frustrating one.

You’ll find yourself struggling to break the annual fifty thousand dollars income because your subconscious mind whispered that “rich people are greedy“.

Or simply screw up on your five hundred thousand dollar deals.

But if you can view money as only a neutral tool, just like a paintbrush to an artist, you’ll find yourself unshackled from this sabotaging money belief.

There are people who are greedy, and there are those who are kind and generous. It has nothing to do whether they are rich or poor. As Harv Eker puts it, “Money only made you more of who you are”.

Are you a kind and generous person? Why do you think you will turn into a nasty snob when you have a million dollar in your account tomorrow?

4. You Can’t Have Money AND Happiness,

Or money and love.

Or money and friendship.

Remember the saying “Money doesn’t buy happiness”? Well, try being happy when you are going broke and having a family to feed.

You CAN have money and happiness or whatever you wish in your life.

It’s just that our subconscious mind is programmed to make money and other important things mutually exclusive that we tend to sacrifice one for the other.

No wonder sometimes our life’s a mess.

In the Secret Of A Millionaire Mind, you’re challenged to think differently and creatively how not to give up one for the other in your life.

It is not easy, but things that are worthwhile are never easy.  Don’t you think so?

5. You have to work hard to make money.

How "Secrets Of The Millionaire Mind" Shattered My Money Beliefs

Well, I don’t think there’s anything wrong with this statement.

If you’re hoping for money to fall from the sky after reading the  Secret Of A Millionaire Mind or attending a few of Harv Eker’s courses, you’ll be greatly disappointed.

Because Harv Eker himself emphasizes that “Abundance Is Your Birthright But Wealth Is Not“. If anything, his books and courses are all about taking action in the end.

You’ll have something to work on at the end of each section, and that’s what he expects you (and I) to work on in our real life.

But here’s the thing, while working hard is important to bring in a healthy amount of income, most of us do not realize that our money needs to work hard for us too, or ideally much harder than we work for them.

This could mean investment or anything that would generate your income without you trading your time. In Harv Eker’s book, he explained his 6 Jars system when you designate a Financial Freedom Account to gradually get you out of the rat race.

The Taking Action Part

If you’re still with me, I trust that you are having some of these beliefs within you and you’re catching up to the fact at how they are sabotaging your wealth building process.

How "Secrets Of The Millionaire Mind" Shattered My Money Beliefs

While I’ll say that Harv Eker’s programs are a class of its own, I strongly suggest that you check out his book Secret Of A Millionaire Mind first, before signing on to any his programs. It’s like a proper induction before going for the heavy stuff.

Or if you can just simply pick up the book for a refreshing view on your wealth beliefs.

As for me, I’m revisiting The Spiritual Laws Of Money again.

Do you spend some time to examine your money beliefs, when you just couldn’t achieve your financial goals despite trying every single method or programs that you can get? Share your story with me.


22 thoughts on “How “Secrets Of The Millionaire Mind” Shattered My Old Money Beliefs”

  1. Hi Kenny,

    Thanks for the information. Like anything, you need a certain mindset in order to change your life, whether it’s increasing your wealth, improving your health or relationships, or finding your ideal job. It’s great that this book appears to have helped you to think differently when it comes to money. So I’m going to read this book, more out of curiosity than anything else and I want to compare it to another book I have, “The Millionaire Next Door”.

    And I still love Robert Kiyosaki Lol. Thanks again 🙂

    • Hi Gaylene,

      Yes, we all have our own sets of “money blueprint’ as Harv Eker puts it and you can find further details in the book. I have to thank Harv Eker for changing my money mindset while it’s not too late.

      I was once a Kiyosaki fan too (with a collection of his books). Well, people changed.


  2. Hello Kenny, thank you for a useful post. It is true that just ‘setting goals’ and doing ‘vision boards’ alone will not do it. If it could there would not be a 95-97% failure rate of those who watched the movie ‘The Secret’, and attempted to implement what they were taught from it. That is not to say it is incorrect, but more that it’s incomplete.

    Not enough people are dealing with some fundamental issues like our core subconscious beliefs that are driving over lives and no amount of action taking will have any permanent effect until those beliefs are changed.

    Kenny on a personal level, I came from a poverty mindset background which is several generations deep, (I go back 4 generations). We all submitted to it and accepted it as ‘just the way life is for poor people’. We had no idea how to change thing. I can assure you it was not for lack of ‘hard work’ either. We had a knowledge problem. We did not know any differently. You don’t know what you don’t know!

    Late 2012 I heard a teaching that has transformed my entire way of thinking, not just about money either, but about life. That program gave me information I had never heard before. Just over 4 years later I am still implementing those facts and renewing my mindset for wealth.

    Kenny I do love the Title of your website. There is no lasting success until our mind, (mindset) is changed. It all starts with the mind.

    • Hi EJ,

      I’m glad that you found the transformation you needed. I started looking into my subconscious beliefs a couple of years back, undergoing Christie Marie Sheldon’s Unlimited Abundance masterclass. It never occurred to me there are so many beliefs that I held on, and actually created havoc in my life.

      And the problem is, I’ve been programmed to trust in ‘science’ where only those that are scientifically proven are true and anything else are not. It took a major crisis in my life for me to actually ‘wake up’ and start looking deeper into my very own self.

      Thanks for your thoughtful comment. I wish you further success in transforming your life.


  3. Hey Kenny,

    Awesome post… The Secret of a Millionaire Mind is currently in my “to read” list and now you gave me an extra push!

    I want to point out something about the concept of giving from my own perspective.

    Giving can be a powerful tool. When someone gives something, into their subconscious mind is coded that they have more than enough of that which they gave away.

    Thus, as someone continuously gives something, let’s say money, they program their subconscious that they have more than enough money. Then they will get more money due to the workings of the Law of Attraction.

    I hope that makes sense… 🙂


    • Hi Harry,

      I agree with your point on giving. In fact, giving can be an effective emotional healing technique. I wrote a short article about giving without expectation here.

      I see the logic in your view, but my point is, when we are told that giving is better than receiving, we subconsciously made ourselves unworthy to receive. It’s like closing our hand when the universe is trying to hand us a bag of our deserved cash.

      Giving and receiving are both equally important. What’s your thought?


  4. Really useful article, in 2016 i went through a lot of pain due to my wrong belief about work, money and life in general i’ve been stuck didn’t know what to do and how. I started reading a lot of books of the same subject , it did help me but as you said a lot of them are just well written almost obvious concepts!you go through them write them but never come up with something, what it’s really helping me anyway is the ” do something that i know to help others” it really gives me a purpose and i know that money will come with it.
    I will certainly read the book thanks for the article and your detailed review!

    • Hi Luca,

      Indeed, I can relate to your situation. Motivational books and programs are not cheap though. It’s really frustrating that for a period of time I actually shied away from reading anything at all, until I bumped into a Harv Eker’s masterclass at Mindvalley.

      I hope you get the most out of it.


  5. The 5 points that you mentioned are what have been drummed into most of us at an early age. You’re right. Money IS important. How can the poor help the poor when they can’t even help themselves? I would say money is important but it isn’t everything. I want to have money and happiness. Have my cake and eat it. Lol. Thanks for sharing this interesting article.

    • Hi Yvonne,

      That shows how powerful our subconscious is. Money is important, so is family, love and friendship. You’re right, we can’t pour from an empty cup.

      Thanks for checking out and Happy Chinese New Year.


  6. I found your review of the “Secrets of the Millionaire Mind” very informative. It is interesting how your website examines how a person’s mind, attitudes affect their potential success. I like how you broke down and analyzed five popular beliefs that many of us have grown up to believe, and how this beliefs affect our mindset in our personal and professional lives. I like how your content was written in way that it felt like we were having a conversation. WELL DONE!

  7. I think the best way to do anything requires action. Agreed that planing is important but planning alone is just not enough.

    Having a mind set that don’t make us feel like we do not deserve to be rich is very common in people. We are a product of our environment and the people around us can make us feel like being rich is not for me but for other people.

    This cycle of thinking must be stopped in order to attract money into our lives.

    • Hi Steve,

      Thanks for your thoughtful comment. It’s tough to break non-supportive beliefs from our system after years and decades, but I believe it can be done.



  8. This was a thought proving article. Even though you know all this to be true, it is still difficult to implement the positive mindset one needs to be truly financially free.

    I think working on your mindset is an ongoing commitment that one needs to do on a daily basis in order to see the results you dream of.

    • Hi Michel,

      Understanding at an intellectual level is one thing. But having these new-found knowledge ingrained in our subconscious requires consistent practice. That’s what taking action is all about.



  9. “Money is the root of all evil” I’ve heard that said many times but its simple the person that’s evil. You also hear you cant have money and happiness however money can make happiness by simply relieving financial stress.

    Mindset is very important with everything, however having a poor mindset is often ingrained from childhood and society indoctrinating people into getting jobs just to pay bills.

    Live your dreams and let your dreams become reality!

    Great post Kenny! 🙂

    • Hi Trevor,

      People often compare money and happiness. But that comparison is actually void. When you look at money as a tool, it’s like saying “you can’t have a hammer and happiness together”. Which doesn’t make sense.

      Thanks for reading.



  10. I think the term shattered is so relevant here. I found myself guilty of doing many of these things and made sure I wrote a few down although I reworded them to an agreeable statement.
    I loved what you mentioned about ‘vision-boards’ because, as you mentioned, it simply doesn’t work. At least not on it’s own.
    You can pick a destination but if you don’t start walking, you’re never going to get there, wouldn’t you agree?

    • Hi Ryan,

      Yes, you can hop on a Porsche but if no one is driving you’re stuck where you are.

      Thanks for checking out the post.


  11. Good post and tips to pass on Kenny. It’s probably a great book to read and I’ll get to it one day. I think taking action is the biggest step most of us leave out. We read read read but do nothing with our new knowledge. Human nature gets us a lot of the time but yes we ALL can change!


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